{"id":17423,"date":"2026-08-28T17:19:39","date_gmt":"2026-08-28T11:49:39","guid":{"rendered":"https:\/\/biznext.in\/blog\/?p=17423"},"modified":"2026-08-28T17:19:47","modified_gmt":"2026-08-28T11:49:47","slug":"services-for-retailers","status":"publish","type":"post","link":"https:\/\/biznext.in\/blog\/services-for-retailers\/","title":{"rendered":"Top 10 Services to Offer as a Retailer with Biznext and Earn Extra Income"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Running a retail shop in India is no longer limited to selling physical products. With the growth of digital payments, online banking and assisted financial services, retailers can now serve customers with a much wider range of everyday needs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A customer may visit a nearby shop not only to buy a product but also to withdraw cash, send money, recharge a mobile phone, pay an electricity bill, apply for a PAN card, explore a loan or complete a banking-related service.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This change has created new <strong>business opportunities for retailers<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For an existing retailer, adding digital services can be a practical way to expand the business without completely changing the existing shop. Instead of depending only on product sales, retailers can explore multiple services for retailers and create additional revenue opportunities through eligible transactions and services.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Platforms such as <strong>Biznext<\/strong> bring several digital, financial and utility services together, helping eligible retailers explore a multi-service business model.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this article, we will discuss the <strong>top 10 services to offer as a retailer<\/strong>, including AEPS, UPI Cash Point, money transfer, recharge, bill payment, BBPS, PAN services, banking, loans, credit cards, insurance and other digital services. We will also explain how retailers can choose the right services and how a platform such as Biznext can support this business model.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Are Retailer Services?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Retailer services are additional services provided by a shop owner apart from selling physical products.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A traditional retail shop may sell groceries, FMCG products, mobile accessories, stationery or other daily-use items. A modern retailer can add digital and financial services to meet more customer requirements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Some common digital services for retailers include:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AEPS and assisted banking<\/li>\n\n\n\n<li>UPI Cash withdrawal<\/li>\n\n\n\n<li>Domestic money transfer<\/li>\n\n\n\n<li>Mobile recharge<\/li>\n\n\n\n<li>DTH recharge<\/li>\n\n\n\n<li>Electricity and utility bill payment<\/li>\n\n\n\n<li>BBPS services<\/li>\n\n\n\n<li>PAN-related services<\/li>\n\n\n\n<li>Bank account opening assistance<\/li>\n\n\n\n<li>Insurance services<\/li>\n\n\n\n<li>Loan application assistance<\/li>\n\n\n\n<li>Credit card application assistance<\/li>\n\n\n\n<li>Digital Gold<\/li>\n\n\n\n<li>Gift cards<\/li>\n\n\n\n<li>Courier services<\/li>\n\n\n\n<li>Other supported digital services<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The main advantage is that the retailer can use an existing customer base and shop location to <a href=\"https:\/\/biznext.in\/service\/\" data-type=\"link\" data-id=\"https:\/\/biznext.in\/service\/\">offer more services<\/a>. This does not mean that retailers need to stop their traditional business. Instead, digital services can work alongside the existing retail business.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why Should Retailers Offer Digital Services?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There are several reasons why digital business for retailers is becoming an attractive opportunity.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Create Additional Revenue Opportunities<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Retailers can explore commission or service-based earning opportunities from eligible transactions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, a retailer may earn according to the applicable commission structure when a customer completes a qualifying AEPS, recharge, bill payment or money transfer transaction.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Actual earnings depend on transaction volume, applicable commission rates, service availability and other terms.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Increase Customer Convenience<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Customers often prefer nearby service points for routine transactions. A customer may not want to travel to a bank branch just to complete a basic service if an authorised retailer can provide suitable assistance nearby.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Increase Customer Footfall<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Adding useful services can give customers more reasons to visit the shop. A customer who visits for a mobile recharge may also pay a utility bill or purchase a product from the same retailer.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Build Multiple Income Sources<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Instead of relying only on product margins, a retailer can explore several service categories.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example: <strong>Retail Products + AEPS + Recharge + Bill Payment + Money Transfer<\/strong>. This creates a broader business model.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Make Better Use of Existing Infrastructure<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Retailers already have a physical location, customer relationships and local market knowledge. Digital services can help them make better use of these existing resources, subject to service eligibility and applicable requirements.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Top 10 Services to Offer as a Retailer with Biznext<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The following services can be considered by retailers who want to expand their existing business into digital and financial services.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><strong>No.<\/strong><\/th><th><strong>Service<\/strong><\/th><th><strong>Customer Need<\/strong><\/th><th><strong>Retailer Opportunity<\/strong><\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td>AEPS &amp; UPI<\/td><td>Assisted banking and cash withdrawal<\/td><td>Commission opportunity<\/td><\/tr><tr><td>2<\/td><td>Money Transfer<\/td><td>Domestic remittance<\/td><td>Commission opportunity<\/td><\/tr><tr><td>3<\/td><td>Mobile Recharge<\/td><td>Mobile recharge<\/td><td>Commission opportunity<\/td><\/tr><tr><td>4<\/td><td>DTH Recharge<\/td><td>TV recharge<\/td><td>Commission opportunity<\/td><\/tr><tr><td>5<\/td><td>Bill Payment<\/td><td>Utility payments<\/td><td>Commission opportunity<\/td><\/tr><tr><td>6<\/td><td>BBPS<\/td><td>Multiple bill categories<\/td><td>Commission opportunity<\/td><\/tr><tr><td>7<\/td><td>PAN Services<\/td><td>PAN-related assistance<\/td><td>Service opportunity<\/td><\/tr><tr><td>8<\/td><td>Banking Services<\/td><td>Banking assistance<\/td><td>Commission\/service opportunity<\/td><\/tr><tr><td>9<\/td><td>Insurance<\/td><td>Insurance products<\/td><td>Commission\/service opportunity<\/td><\/tr><tr><td>10<\/td><td>Other Digital Services<\/td><td>Multiple customer needs<\/td><td>Service opportunity<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Along with these ten core categories, retailers can also consider <strong>loan services, credit card services and <a href=\"https:\/\/biznext.in\/service\/micro-atm.php\" data-type=\"link\" data-id=\"https:\/\/biznext.in\/service\/micro-atm.php\">Micro ATM services<\/a><\/strong> depending on eligibility and platform availability.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. AEPS &amp; UPI Cash Withdrawal Services for Retailers<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>AEPS Cash Withdrawal<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Aadhaar Enabled Payment System (AEPS)<\/strong> is an important assisted banking service that eligible retailers can provide to customers through authorised channels. AEPS can help customers access supported banking services using Aadhaar-based authentication.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For customers in rural, semi-urban and other areas where access to branches or ATMs may be limited, an authorised local retailer can provide convenient assisted banking services.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>What Can Customers Use AEPS For?<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the available service, customers may be able to perform supported transactions such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cash withdrawal<\/li>\n\n\n\n<li>Balance enquiry<\/li>\n\n\n\n<li>Other eligible banking transactions<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The exact services available depend on the banking partner, service provider and applicable rules.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Why Should Retailers Consider AEPS?<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">AEPS can be a useful addition because:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Banking services are frequently required<\/li>\n\n\n\n<li>Customers may prefer nearby assisted service points<\/li>\n\n\n\n<li>It can increase customer visits<\/li>\n\n\n\n<li>Eligible transactions may provide commission opportunities<\/li>\n\n\n\n<li>It can complement other digital services<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A simple AEPS journey can be understood as: <strong>Customer \u2192 Retailer \u2192 Authentication \u2192 Transaction \u2192 Confirmation<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Retailers should follow all applicable KYC, authentication, transaction and security requirements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also Read: <a href=\"https:\/\/biznext.in\/blog\/best-aeps-commission-portal-or-apps\/\" data-type=\"post\" data-id=\"15425\">Best AEPS Commission Portal or Apps<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>UPI Cash Point: Another Cash Withdrawal Service for Retailers<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">With the widespread adoption of UPI, cash withdrawal through supported UPI-based services is another opportunity for eligible retailers. A <strong><a href=\"https:\/\/biznext.in\/service\/upi-cash-withdrawal.php\" data-type=\"link\" data-id=\"https:\/\/biznext.in\/service\/upi-cash-withdrawal.php\">UPI Cash Point<\/a><\/strong> can provide customers with a convenient local option for accessing cash through a supported UPI-enabled process.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The exact process depends on the service provider. Generally, the customer initiates a supported transaction, completes the required authentication and, after successful confirmation, the retailer facilitates the cash payout.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A simplified process is: <strong>Customer requests cash \u2192 UPI transaction \u2192 Authentication \u2192 Confirmation \u2192 Cash payout<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Retailers should release cash only after receiving successful transaction confirmation through the authorised system.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Why Add UPI Cash Point Services?<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">A UPI Cash Point can:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Provide an additional customer service<\/li>\n\n\n\n<li>Complement AEPS<\/li>\n\n\n\n<li>Increase customer visits<\/li>\n\n\n\n<li>Address local cash requirements<\/li>\n\n\n\n<li>Create a potential transaction-based earning opportunity<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The commission, transaction limits, eligibility and settlement process can vary by provider.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Micro ATM Cash Withdrawal Services for Retailers<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Micro ATM cash withdrawal services can be another option for retailers interested in assisted banking. An eligible retailer can use a supported Micro ATM solution to provide applicable banking transactions to customers through the authorised process.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Micro ATM services can complement: <strong>AEPS + UPI Cash Point + Money Transfer + Bill Payment<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This can make the shop a more complete local financial service point. The availability of devices, transactions, eligibility and commissions depends on the service provider and banking arrangements.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2. Money Transfer Services for Retailers<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Money transfer is another popular category of services for retailers. Customers may need to send money to family members, workers or other beneficiaries. A local retailer can provide assisted domestic money transfer services through an authorised platform, subject to eligibility.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Why Is Money Transfer Useful for Retailers?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">It can:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Address a regular customer requirement<\/li>\n\n\n\n<li>Increase shop visits<\/li>\n\n\n\n<li>Create commission opportunities<\/li>\n\n\n\n<li>Complement AEPS and banking services<\/li>\n\n\n\n<li>Help retailers become a local digital service point<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A retailer should clearly communicate applicable transaction charges, limits and other terms before processing a transaction. The exact commission depends on the platform&#8217;s current structure and successful eligible transactions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also Read: <a href=\"https:\/\/biznext.in\/blog\/best-money-transfer-commission-app-in-india\/\" data-type=\"post\" data-id=\"16915\">Best Money Transfer Commission App in India 2026<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. Mobile Recharge Services<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Mobile recharge is one of the simplest online services for retailers to add to an existing business. Mobile phones are used across urban, semi-urban and rural India, and customers regularly need prepaid recharge services.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A retailer can offer mobile recharge along with existing products and other digital services.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Benefits of Mobile Recharge Services<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Regular customer requirement<\/li>\n\n\n\n<li>Easy to understand<\/li>\n\n\n\n<li>Convenient for customers<\/li>\n\n\n\n<li>Can complement mobile shops and general stores<\/li>\n\n\n\n<li>Potential commission opportunity<\/li>\n\n\n\n<li>Can bring additional customer interactions<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For example, a customer visiting a mobile shop to purchase an accessory may also need a recharge. Offering both services from the same location can improve convenience.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4. DTH Recharge Services<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">DTH recharge is another service that can be combined with mobile recharge. Customers may prefer visiting a nearby retailer for their television recharge instead of completing the process themselves online.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Retailers can combine: <strong>Mobile Recharge + DTH Recharge + Bill Payment<\/strong> to create a simple digital service package. This can be especially useful for general stores, mobile shops and local digital service centres.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The earning opportunity depends on the current service provider&#8217;s commission structure and transaction volume.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>5. Bill Payment Services<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Bill payment is an important category for retailers because customers have recurring payment requirements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the supported services, retailers may assist customers with:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Electricity bills<\/li>\n\n\n\n<li>Water bills<\/li>\n\n\n\n<li>Gas bills<\/li>\n\n\n\n<li>Broadband bills<\/li>\n\n\n\n<li>Telecom bills<\/li>\n\n\n\n<li>Other utility bills<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A local retailer can provide a convenient assisted payment point for customers who prefer offline assistance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Why Add Bill Payment Services?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Bill payment can help retailers:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Serve recurring customer needs<\/li>\n\n\n\n<li>Increase customer visits<\/li>\n\n\n\n<li>Offer more services from one location<\/li>\n\n\n\n<li>Create commission opportunities<\/li>\n\n\n\n<li>Complement recharge and financial services<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For every transaction, retailers should ensure that customers receive appropriate confirmation or a receipt where applicable.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>6. BBPS Services for Retailers<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Bharat Bill Payment System (BBPS)<\/strong> is an important part of India&#8217;s bill-payment ecosystem. Through participating and authorised channels, customers can pay different types of bills. For retailers, BBPS can provide access to multiple supported bill categories.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><strong>Bill Category<\/strong><\/th><th><strong>Example Customer Requirement<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Electricity<\/td><td>Monthly electricity bill<\/td><\/tr><tr><td>Water<\/td><td>Water bill<\/td><\/tr><tr><td>Gas<\/td><td>Gas bill<\/td><\/tr><tr><td>Broadband<\/td><td>Internet bill<\/td><\/tr><tr><td>Telecom<\/td><td>Supported telecom bill<\/td><\/tr><tr><td>Other bills<\/td><td>Based on available billers<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Why Should Retailers Offer BBPS?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Customers have regular bill payment requirements. This creates an opportunity for retailers to become a convenient local payment point.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">BBPS can also work alongside:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mobile recharge<\/li>\n\n\n\n<li>DTH recharge<\/li>\n\n\n\n<li>AEPS<\/li>\n\n\n\n<li>Money transfer<\/li>\n\n\n\n<li>Other digital services<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The exact billers and categories available can vary by platform.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>7. PAN Card Services<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PAN-related services can be another useful addition to a digital service centre or retail shop. Customers may need assistance with PAN applications, corrections or other permitted PAN-related processes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Retailers should understand that they do not independently issue government PAN cards. Instead, they may assist customers through an authorised service channel, subject to applicable requirements.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Why Add PAN Services?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">PAN-related services can:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Address customer documentation requirements<\/li>\n\n\n\n<li>Expand the retailer&#8217;s service portfolio<\/li>\n\n\n\n<li>Create service-based earning opportunities where applicable<\/li>\n\n\n\n<li>Increase the range of services offered from one shop<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Retailers should clearly explain documentation requirements and avoid making claims about guaranteed approval or issuance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also Read: <a href=\"https:\/\/biznext.in\/blog\/how-to-start-a-pan-card-center-or-agency\/\" data-type=\"post\" data-id=\"14836\">How to Start a Pan Card Centre or Agency?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>8. Banking Services for Retailers<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Banking services can help retailers expand into assisted financial services. Depending on the platform, bank and retailer eligibility, services may include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/biznext.in\/service\/banking.php\">Account opening assistance<\/a><\/li>\n\n\n\n<li>Banking-related services<\/li>\n\n\n\n<li>Cash-related services where authorised<\/li>\n\n\n\n<li>Other supported financial services<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For customers, a nearby retailer can provide convenience for selected banking requirements. For retailers, banking services can become an important part of a wider digital business for retailers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The exact services and commission structure depend on the relevant bank, financial institution, service provider and applicable regulations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Loan Services for Retailers<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Loans can be another financial service that eligible retailers may offer through authorised financial partners or digital lending platforms. Customers may need loans for personal requirements, business expansion, working capital or other eligible purposes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the products available, retailers may help customers explore:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Personal loans<\/li>\n\n\n\n<li>Business loans<\/li>\n\n\n\n<li>Consumer loans<\/li>\n\n\n\n<li>Other eligible credit products<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>How Does a Retailer Help With Loan Services?<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">A typical process may involve:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Customer enquires about an available loan.<\/li>\n\n\n\n<li>Retailer explains basic eligibility and documentation.<\/li>\n\n\n\n<li>Customer provides the required information.<\/li>\n\n\n\n<li>Application is submitted through the authorised platform.<\/li>\n\n\n\n<li>Lender evaluates the application.<\/li>\n\n\n\n<li>The lender communicates the final decision.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">The retailer does not guarantee loan approval. The final approval depends on the lender&#8217;s eligibility criteria, credit assessment, documentation and internal policies.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Why Add Loan Services?<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Loan services can:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Expand the retailer&#8217;s financial service portfolio<\/li>\n\n\n\n<li>Address customer credit requirements<\/li>\n\n\n\n<li>Create potential referral or commission opportunities<\/li>\n\n\n\n<li>Increase customer engagement<\/li>\n\n\n\n<li>Help build a broader financial service business<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Retailers should never promise guaranteed approval, a specific loan amount or a particular interest rate unless officially confirmed by the lender.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Credit Card Services for Retailers<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Credit card application assistance can also be considered by eligible retailers through authorised banks, issuers or service platforms. Customers may visit a retailer to understand available credit card options and complete an application.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>How Does Credit Card Application Assistance Work?<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">A typical process can be: <strong>Customer enquiry \u2192 Product selection \u2192 Eligibility check \u2192 Application \u2192 Verification \u2192 Issuer decision<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The retailer may assist with:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Understanding basic eligibility<\/li>\n\n\n\n<li>Selecting an available card<\/li>\n\n\n\n<li>Completing the application<\/li>\n\n\n\n<li>Submitting required information<\/li>\n\n\n\n<li>Understanding the next steps<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The final approval is made by the card issuer based on its own criteria.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Why Offer Credit Card Services?<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Credit card services can help retailers:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Add another financial service<\/li>\n\n\n\n<li>Serve existing customers<\/li>\n\n\n\n<li>Explore referral or commission opportunities<\/li>\n\n\n\n<li>Expand their digital service portfolio<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Retailers should not promise guaranteed approval, fixed credit limits or specific rewards unless these are officially confirmed by the issuer.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>9. Insurance Services<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance is another financial service that eligible retailers can consider adding. Depending on the available products and authorised channels, retailers may assist customers with products such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Health insurance<\/li>\n\n\n\n<li>Motor insurance<\/li>\n\n\n\n<li>Other supported insurance products<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance requires responsible customer communication.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also Read: <a href=\"https:\/\/biznext.in\/blog\/how-to-become-an-insurance-agent\/\" data-type=\"post\" data-id=\"16134\">How to Become an Insurance Agent<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Retailers should help customers understand important details such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Premium<\/li>\n\n\n\n<li>Coverage<\/li>\n\n\n\n<li>Policy terms<\/li>\n\n\n\n<li>Exclusions<\/li>\n\n\n\n<li>Claim process<\/li>\n\n\n\n<li>Applicable conditions<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Retailers should avoid making misleading claims about coverage, returns or claim approval.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Why Add Insurance Services?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance can help retailers:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Expand their financial service portfolio<\/li>\n\n\n\n<li>Serve existing customers<\/li>\n\n\n\n<li>Create potential commission opportunities<\/li>\n\n\n\n<li>Build long-term customer relationships<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>10. Other Digital Services Retailers Can Offer<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The digital service ecosystem includes many additional services that can complement a retail business.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the platform and retailer eligibility, these may include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Digital Gold<\/li>\n\n\n\n<li>Gift Cards<\/li>\n\n\n\n<li>Courier services<\/li>\n\n\n\n<li>Micro ATM<\/li>\n\n\n\n<li>IRCTC ticket booking through authorised channels<\/li>\n\n\n\n<li>Bus &amp; Flight ticket booking<\/li>\n\n\n\n<li>Other digital services<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Retailers should select services based on actual customer demand. Offering every available service is not always the best strategy. It is often more practical to start with services that customers regularly request.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How Do Retailers Earn from Digital Services?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A major reason retailers explore a <a href=\"https:\/\/biznext.in\/blog\/commission-based-business-in-india\/\" data-type=\"post\" data-id=\"17005\">commission-based business for retailers<\/a> is the possibility of earning from eligible service transactions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>There are different earning models are<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Transaction-Based Commission:<\/strong> Some services may provide a commission for eligible successful transactions.<\/li>\n\n\n\n<li><strong>Service-Based Earnings:<\/strong> Certain services may provide earnings based on the type of service completed.<\/li>\n\n\n\n<li><strong>Referral-Based Opportunities:<\/strong> Financial products such as loans or credit cards may involve referral-based opportunities where permitted by the authorised partner.<\/li>\n\n\n\n<li><strong>Multiple-Service Model:<\/strong> The biggest advantage of a multi-service model is that a retailer does not have to depend on one service.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For example: <strong>AEPS + UPI Cash Point + Recharge + Bill Payment + Money Transfer + Banking + Insurance<\/strong> can create several potential revenue opportunities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, retailers should remember that commissions are <strong>not guaranteed income<\/strong>. Actual earnings depend on transaction volume, customer demand, applicable commission rates, service availability and operating costs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How Much Can a Retailer Earn from Digital Services?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There is no single income figure that applies to every retailer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Potential earnings depend on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Number of customers<\/li>\n\n\n\n<li>Number of successful transactions<\/li>\n\n\n\n<li>Services offered<\/li>\n\n\n\n<li>Commission per transaction<\/li>\n\n\n\n<li>Local demand<\/li>\n\n\n\n<li>Shop location<\/li>\n\n\n\n<li>Operating costs<\/li>\n\n\n\n<li>Platform terms<\/li>\n\n\n\n<li>Service availability<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For example, if a retailer completes a certain number of eligible transactions and earns the applicable commission on each transaction, total commission will depend on the actual rate and successful transactions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, retailers should calculate their potential income using <strong>current and verified commission rates<\/strong> instead of relying on generic income claims.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to Choose the Best Services for Your Retail Shop?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The best services for retailers are not necessarily the same for every business. Your selection should be based on customer demand.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Understand Your Local Customers<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Find out what customers regularly ask for.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Do customers need cash withdrawals?<\/li>\n\n\n\n<li>Are bill payment facilities available nearby?<\/li>\n\n\n\n<li>Do customers frequently request recharge?<\/li>\n\n\n\n<li>Is money transfer a common requirement?<\/li>\n\n\n\n<li>Do local customers need banking assistance?<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Consider Your Existing Business<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Different shops can select different combinations.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Mobile Shop:<\/strong> Mobile Recharge + DTH Recharge + Bill Payment + UPI Cash Point<\/li>\n\n\n\n<li><strong>General Store:<\/strong> AEPS + Recharge + Bill Payment + Money Transfer<\/li>\n\n\n\n<li><strong>Digital Service Centre:<\/strong> AEPS + UPI Cash Point + Banking + PAN + Money Transfer + Loans + Credit Cards<\/li>\n\n\n\n<li><strong>Financial Service-Focused Retailer:<\/strong> AEPS + Money Transfer + Banking + Insurance + Loans + Credit Cards<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Check the Commission Structure<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Compare the current commission or earning model before promoting a service.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Check Eligibility and Requirements<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Some services may require:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>KYC<\/li>\n\n\n\n<li>Verification<\/li>\n\n\n\n<li>Training<\/li>\n\n\n\n<li>Devices<\/li>\n\n\n\n<li>Authorisation<\/li>\n\n\n\n<li>Additional documentation<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Focus on Customer Trust<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Digital and financial services involve customer information and transactions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Retailers should:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Keep customer information secure<\/li>\n\n\n\n<li>Provide transaction confirmation<\/li>\n\n\n\n<li>Explain applicable charges<\/li>\n\n\n\n<li>Follow platform procedures<\/li>\n\n\n\n<li>Avoid misleading promises<\/li>\n\n\n\n<li>Maintain proper records<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why Offer Multiple Services from One Platform?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A multi-service platform can make it easier for retailers to expand their service portfolio. Instead of building separate relationships for every service, a retailer can explore multiple service categories through one ecosystem where available.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example: <strong>Banking \u2192 AEPS \u2192 UPI Cash Point \u2192 Money Transfer \u2192 Recharge \u2192 Bill Payment \u2192 PAN \u2192 Insurance \u2192 Loans \u2192 Credit Cards<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This creates a broader <strong>digital services business for retailers<\/strong>. For customers, the primary advantage is convenience. For retailers, the opportunity is to serve more customer needs from an existing shop.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How Biznext Helps Retailers Offer Digital Services<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Biznext<\/strong> is a digital services platform that enables retailers to access multiple financial, utility and other digital services, subject to applicable eligibility and availability.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the current services available to an eligible retailer, the platform can support categories such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AEPS<\/li>\n\n\n\n<li>UPI Cash Point<\/li>\n\n\n\n<li>Money Transfer<\/li>\n\n\n\n<li>Mobile Recharge<\/li>\n\n\n\n<li>DTH Recharge<\/li>\n\n\n\n<li>Bill Payment<\/li>\n\n\n\n<li>BBPS<\/li>\n\n\n\n<li>Banking Services<\/li>\n\n\n\n<li>PAN Services<\/li>\n\n\n\n<li>Insurance<\/li>\n\n\n\n<li>Loan-related services<\/li>\n\n\n\n<li>Credit card-related services<\/li>\n\n\n\n<li>Digital Gold<\/li>\n\n\n\n<li>Gift Cards<\/li>\n\n\n\n<li>Courier Services<\/li>\n\n\n\n<li>Other supported digital services<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This makes Biznext relevant for retailers who want to expand from traditional retail into a <a href=\"https:\/\/biznext.in\/biznext-retailer.php\">multi-service digital retailer business<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Instead of depending only on product sales, retailers can explore multiple customer service categories from one platform.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Retailers should review current service availability, eligibility requirements, applicable terms and commission structures before onboarding.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to Start Offering Services with Biznext?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The onboarding process generally involves the following steps:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 1: Register as a Free Retailer:<\/strong> Begin the retailer registration process through App or web portal and provide the required details.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 2: Complete Verification:<\/strong> Complete applicable KYC and verification requirements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 3: Select Relevant Services:<\/strong> Choose services according to your customer demand and business model.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 4: Activate Eligible Services:<\/strong> Follow the applicable activation process for the selected services.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 5: Start Serving Customers:<\/strong> Once the required services are active, retailers can begin serving customers according to the relevant process.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 6: Track Transactions and Earnings:<\/strong> Regularly review transactions, settlements and applicable commissions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The exact onboarding process and service availability may change, so retailers should refer to the latest information provided by Biznext.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Traditional Retail vs Digital Retail Services<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><strong>Factor<\/strong><\/th><th><strong>Traditional Retail<\/strong><\/th><th><strong>Digital Service Retail<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Main activity<\/td><td>Product sales<\/td><td>Digital and financial services<\/td><\/tr><tr><td>Revenue source<\/td><td>Product margins<\/td><td>Commission\/service opportunities<\/td><\/tr><tr><td>Inventory<\/td><td>Usually required<\/td><td>Often little or no physical inventory<\/td><\/tr><tr><td>Customer need<\/td><td>Product purchase<\/td><td>Service transaction<\/td><\/tr><tr><td>Customer visits<\/td><td>Based mainly on product demand<\/td><td>Can include recurring service needs<\/td><\/tr><tr><td>Business expansion<\/td><td>Add more products<\/td><td>Add more service categories<\/td><\/tr><tr><td>Revenue model<\/td><td>Product-focused<\/td><td>Multi-service opportunity<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">These models do not have to operate separately. A retailer can combine both.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example: <strong>Grocery Shop + AEPS + Recharge + Bill Payment + Money Transfer<\/strong> can create a broader customer offering while keeping the traditional retail business intact.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Is a Digital Services Business Suitable for Every Retailer?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Digital services can be particularly relevant for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/biznext.in\/blog\/how-to-earn-more-from-your-existing-kirana-shop\/\" data-type=\"post\" data-id=\"14822\">Existing retail shop owners<\/a><\/li>\n\n\n\n<li>Mobile shop owners<\/li>\n\n\n\n<li>General stores<\/li>\n\n\n\n<li>Digital service centres<\/li>\n\n\n\n<li>Local entrepreneurs<\/li>\n\n\n\n<li>Retailers in semi-urban areas<\/li>\n\n\n\n<li>Retailers in rural areas<\/li>\n\n\n\n<li>Shops with regular customer footfall<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">However, every retailer should evaluate the opportunity before adding services.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Consider:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Local customer demand<\/li>\n\n\n\n<li>Competition<\/li>\n\n\n\n<li>Service availability<\/li>\n\n\n\n<li>Internet connectivity<\/li>\n\n\n\n<li>Device requirements<\/li>\n\n\n\n<li>KYC requirements<\/li>\n\n\n\n<li>Compliance requirements<\/li>\n\n\n\n<li>Commission structure<\/li>\n\n\n\n<li>Customer support<\/li>\n\n\n\n<li>Settlement process<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The goal should be to select services that solve real customer problems.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>FAQ for Digital Services for Retailers<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What are the best services for retailers?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The best services depend on local customer demand. Common options include AEPS, UPI Cash Point, money transfer, mobile recharge, DTH recharge, bill payment, BBPS, banking, PAN-related services, insurance and other digital services.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What digital services can a retailer offer?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on eligibility and platform availability, retailers can offer services such as AEPS, UPI cash withdrawal, recharge, bill payment, money transfer, banking, <a href=\"https:\/\/biznext.in\/service\/pancard-agent.php\">PAN-related assistance<\/a>, insurance, loans and credit card application assistance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How can retailers earn extra income?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Retailers can explore commission, referral or service-based earning opportunities by adding suitable digital services alongside their existing business. Actual income depends on transactions, applicable rates, customer demand and operating costs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What is a UPI Cash Point?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A UPI Cash Point is a supported service through which eligible retailers can facilitate cash withdrawal for customers using an authorised UPI-based process. The exact process, limits and earning structure depend on the service provider.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Can retailers offer AEPS services?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Eligible retailers can <a href=\"https:\/\/biznext.in\/blog\/top-10-aeps-service-provider-company-list-in-india\/\" data-type=\"post\" data-id=\"14765\">offer AEPS through authorised service providers<\/a>, subject to KYC, authentication, eligibility and applicable regulatory requirements.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What are BBPS services for retailers?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">BBPS services allow customers to pay supported bills through participating channels. Retailers can provide assisted bill payment through an authorised platform.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Can retailers offer money transfer services?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Eligible retailers can provide domestic money transfer services through supported authorised platforms, subject to applicable requirements and transaction limits.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Can retailers provide loan services?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Eligible retailers may assist customers with loan applications through authorised financial institutions or lending partners. However, the lender makes the final approval decision based on its own eligibility and assessment criteria.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Can retailers offer credit card services?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Eligible retailers may assist customers with credit card applications through authorised banks, issuers or service platforms. Approval depends on the card issuer&#8217;s eligibility and assessment process.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What are the best commission-based businesses for retailers?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Digital services such as AEPS, recharge, bill payment and money transfer can provide commission opportunities. Financial products such as loans or credit cards may also offer referral opportunities through authorised partners. Retailers should compare customer demand, commission, requirements and operating costs before selecting services.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What services can I add to my existing retail shop?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You can consider services such as AEPS, UPI Cash Point, mobile recharge, DTH recharge, bill payment, money transfer, banking, PAN-related services, insurance, loans and credit card assistance based on your customer requirements and eligibility.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How can I start a digital services business with Biznext?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You can <a href=\"https:\/\/partner.biznext.in\/signup\" data-type=\"link\" data-id=\"https:\/\/partner.biznext.in\/signup\">start by registering with Biznext<\/a>, completing the required verification, selecting relevant services and following the applicable onboarding process. Service availability and eligibility may vary.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What services does Biznext offer to retailers?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Biznext supports multiple digital, financial and utility service categories, including AEPS, UPI Cash Point, money transfer, recharge, bill payment, banking, PAN-related services, insurance and other supported services. Current availability and eligibility should be checked before onboarding.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The role of a retailer in India is evolving. A retail shop can now serve customers with more than physical products. By adding suitable digital and financial services, retailers can create a broader customer offering and explore additional revenue opportunities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Services such as <strong>AEPS, UPI Cash Point, money transfer, mobile recharge, DTH recharge, bill payment, BBPS, PAN services, banking, insurance, loans and credit card services<\/strong> can help retailers address different customer requirements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, the right approach is not to add every available service. Retailers should first understand their local customer demand and then select services that are relevant, easy to manage and commercially suitable.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A multi-service platform such as <strong>Biznext<\/strong> can help eligible retailers explore several digital and financial service categories through one platform.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For an existing shop owner, this can be an opportunity to move from a traditional product-focused business towards a <strong>multi-service retail model<\/strong>. The key is to start with services customers actually need, maintain transparency, follow applicable rules, and gradually expand the service portfolio as customer demand grows.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also Read: <a href=\"https:\/\/biznext.in\/blog\/aeps-agent-registration-online\/\" data-type=\"post\" data-id=\"17251\">AEPS Agent Registration Online Guide 2026: How to Become an AEPS Agent in India<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Running a retail shop in India is no longer limited to selling physical products. With the growth of digital payments, online banking and assisted financial services, retailers can now serve customers with a much wider range of everyday needs. A customer may visit a nearby shop not only to buy a product but also to&hellip; <a class=\"more-link\" href=\"https:\/\/biznext.in\/blog\/services-for-retailers\/\">Continue reading <span class=\"screen-reader-text\">Top 10 Services to Offer as a Retailer with Biznext and Earn Extra Income<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27,1182,111],"tags":[1876,1849,1599,1879,1859,1881,1865,1842,1878,1856,1844,1843,1884,1848,1847,1880,1863,1861,1887,1864,1850,1874,1873,1885,1870,1840,1858,1867,1681,1875,1892,1869,1866,1868,1891,1860,1886,1853,1882,1854,1883,1846,1857,1888,1889,1872,1845,1862,1890,1877,1841,1871,1855,1851,1659,1852],"class_list":["post-17423","post","type-post","status-publish","format-standard","hentry","category-business-guide","category-commission-business","category-how-to-start","tag-aeps-retailer","tag-aeps-retailer-service","tag-aeps-services-for-retailers","tag-banking-service-retailer","tag-banking-services-for-retailers","tag-bbps-retailer","tag-bbps-services-for-retailers","tag-best-services-for-retailers","tag-bill-payment-retailer","tag-bill-payment-services-for-retailers","tag-biznext-retailer-services","tag-biznext-services-for-retailers","tag-cash-withdrawal-point","tag-cash-withdrawal-service-for-retailers","tag-commission-based-business-for-retailers","tag-commission-business","tag-credit-card-agent-business","tag-credit-card-referral-business","tag-credit-card-referral-services","tag-credit-card-services-for-retailers","tag-digital-business-for-retailers","tag-digital-business-opportunities","tag-digital-retailer-business","tag-digital-service-centre","tag-digital-services-business-for-retailers","tag-digital-services-for-retailers","tag-dth-recharge-service-for-retailers","tag-extra-income-for-retailers","tag-financial-services-for-retailers","tag-fintech-services-for-retailers","tag-insurance-retailer","tag-insurance-services-for-retailers","tag-loan-agent-business","tag-loan-referral-business","tag-loan-referral-services","tag-loan-services-for-retailers","tag-micro-atm-retailer","tag-mobile-recharge-service-for-retailers","tag-money-transfer-retailer","tag-money-transfer-services-for-retailers","tag-multi-service-retail-shop","tag-online-services-for-retailers","tag-pan-card-services-for-retailers","tag-pan-service-provider","tag-recharge-retailer","tag-retail-business-opportunities","tag-retailer-business-opportunities","tag-retailer-commission-business","tag-retailer-income-opportunities","tag-retailer-services","tag-retailer-services-in-india","tag-top-services-to-offer-as-a-retailer","tag-upi-cash-point","tag-upi-cash-point-business","tag-upi-cash-withdrawal","tag-upi-cash-withdrawal-service","entry"],"yoast_head":"<!-- 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