How to Earn More From Your Existing Kirana Shop?

How to Earn More From Your Existing Kirana Shop

Kirana shops are the backbone of local communities across India, serving as go-to spots for everyday essentials. But for many Kirana shop owners, the income remains stagnant, with little increase in profits despite a steady flow of customers. However, there are simple yet effective ways for Kirana shop owners to significantly boost their earnings by offering additional services right from their own shops. These services can easily be integrated into existing operations with minimal investment, transforming the Kirana store into a mini bank and unlocking the potential for increased revenue.

Cash Withdrawal through AEPS

Aadhaar Enabled Payment System (AEPS) allows individuals to access their bank accounts and perform various transactions using their Aadhaar number and biometric authentication. Kirana shop owners can tap into this government scheme by offering cash withdrawal services to their customers. By facilitating AEPS transactions, Kirana shop owners can earn a fixed commission for each transaction, attracting more customers and boosting overall earnings.

Convert Your Store into an ATM with Micro ATM Machines

Micro ATM Machines are small handheld devices that enable cash withdrawals, balance inquiries, and other banking transactions. Kirana shop owners can leverage this technology to transform their stores into mini ATMs. Not only does this provide convenience to customers, but it also generates additional income for the shop owner through commissions earned on each transaction. Additionally, Micro ATM machines can serve as point-of-sale (POS) terminals, allowing the store to accept debit card payments and further diversify revenue streams.

Offer Bill Payment and Mobile Recharge Services

With a large customer base already frequenting their stores, Kirana shop owners can expand their services to include bill payments and mobile recharge. By facilitating transactions for electricity bills, gas bills, DTH recharge, and mobile top-ups, Kirana shops can attract more foot traffic and earn lucrative commissions on each transaction. These additional services not only enhance customer convenience but also contribute significantly to the shop’s bottom line.

Provide PAN Card Services

Provide PAN Card Services
Provide PAN Card Services

Partnering with platforms like Biznext, Kirana shop owners can offer PAN card creation services to their customers. With minimal effort and investment, Kirana shops can become authorized centers for PAN card applications, earning substantial revenue in the process. By streamlining the application process and leveraging digital platforms, Kirana shops can expedite PAN card issuance, further enhancing customer satisfaction and loyalty.

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How to Get Started and Maximize Earnings

Getting started with offering these additional services is quick and easy for Kirana shop owners. By following these simple steps, shop owners can unlock a potential increase in revenue:

  • Sign up with Biznext for free and complete the EKYC process.
  • Activate the desired services from the service panel.
  • Start offering the services to customers and watch earnings soar.

To learn more about these services and how they can benefit Kirana shop owners, contact Biznext at 022 42123123. By diversifying services and embracing digital solutions, Kirana shop owners can transform their businesses and secure a brighter financial future.

Also read – The Future of AePS in India’s Digital Economy


In wrapping up, it’s clear that Kirana shops play a crucial role in our local communities, providing essential goods and services to countless people every day. However, despite their importance, many Kirana shop owners find themselves stuck with stagnant incomes, struggling to see any significant growth in profits. Thankfully, there’s a solution within reach.

By diversifying their offerings and embracing additional services, Kirana shop owners have the potential to unlock a whole new world of opportunities for increased revenue. From facilitating cash withdrawals through AEPS to transforming their stores into mini ATMs with Micro ATM machines, the possibilities are endless. Moreover, by extending their services to include bill payments, mobile recharges, and even PAN card services, Kirana shops can further enhance their value proposition and attract more customers through added convenience.

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But the benefits don’t stop there. Not only do these additional services create new income streams for Kirana shop owners, but they also foster stronger connections with their communities. By becoming a one-stop destination for various banking and utility needs, Kirana shops solidify their position as essential pillars of local commerce. Furthermore, as technology continues to evolve and digital solutions become more accessible, the potential for growth and innovation within the Kirana sector is virtually limitless.

In essence, by seizing the opportunities presented by these additional services, Kirana shop owners can chart a course towards a brighter financial future. With minimal investment and a willingness to adapt, they can transform their businesses and ensure long-term success. So, let’s embrace these changes, empower our Kirana shops, and watch as they thrive in our communities for years to come.

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By Alisha Bharmal

I am Bharmal Alisha, a seasoned Social Media Marketer and Content Writer with a rich background spanning over 3 years. My expertise lies in the dynamic intersection of digital marketing and content creation. Having dedicated substantial time to the study of the fintech industry, I bring a comprehensive understanding of its nuances. My skills are honed towards effectively translating the complexities of the fintech sector into compelling and engaging content. Through strategic social media marketing, I aim to enhance visibility and drive meaningful engagement within the fintech realm.

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