Bank BC/CSP Commission Chart

If you’re running a Bank BC (Business Correspondent) or CSP (Customer Service Point), it’s important to know how you earn commissions. The Bank BC/CSP Commission Chart shared with you in this article will help you understand how much money you can make by offering banking services like opening accounts, cash deposits, withdrawals, and other transactions. These bank CSP charts list the various services and show the commission you’ll receive for each one. It’s a simple way to see how your efforts can turn into earnings, making it easier to plan and grow your business.

What is the Bank Correspondent or BC?

The full form of BC point is the Bank Commission point, also known as CSP, which stands for Customer Service Point. If you’re a Bank BC or CSP, you help customers with tasks like opening accounts, depositing or withdrawing cash, and paying bills. For each of these services, the bank pays you a certain amount, called a commission. It’s like a bank agent commission you earn for the work you do, and it adds up over time, helping you increase your earnings.

What is the Bank DSA Commission?

A Bank DSA Commission is the money you earn for helping a bank sell its loan products. If you’re a DSA (Direct Selling Agent), you introduce customers to the bank’s loans, like personal loans, home loans, or car loans. When the loan is approved and disbursed, the bank pays you a commission as a reward for bringing in the customer. The more loans you help the bank process, the more commission you earn, making it a great way to boost your income.

What is the Bank BC Commission?

A Bank BC Commission is the money you earn for providing basic banking services to customers on behalf of a bank. As a Bank BC (Business Correspondent), you help people with tasks like opening accounts, depositing and withdrawing money, and making payments. For each service you provide, the bank pays you a commission as a reward for your work. The more services you offer, the more commission you can earn, making it a reliable way to increase your income.

Bank BC Commission List

Here’s a breakdown of the typical commission you can earn for each banking service as a Bank BC (Business Correspondent). A BC agent earns commission and not salary from the bank. BC / CSP commission may vary depending on the bank and the services you will provide:

Account Opening – Up to ₹20 per account opened.
Cash Deposits – 0.25% to 0.40% of the deposited amount (usually ₹2 to ₹16 per transaction).
Cash Withdrawals – 0.25% to 0.40% of the withdrawn amount (₹2 to ₹16 per transaction).
Money Transfers – 0.25% to 0.50% of the transfer amount (₹5 to ₹10 per transaction).
Bill Payments – ₹2 to ₹5 per bill payment processed, depending on the bank.
Aadhaar Seeding – Up to ₹5 Aadhaar number linked to a bank account.

These commissions are solely based on the service you will offer to your end customers and cannot be considered as salary. The CSP commission adds up, helping you earn a steady income from providing basic banking services to customers. Following are the Indian Banks BC commission chart listed as per various banks

SBI CSP Commission

By providing banking services as a CSP working with State Bank of India, you can earn an impressive commission. The commission is paid based on which service you offer and the amount involved. SBI customer service point commission cannot be considered as salary but the commission based on the service you would offer by becoming Bank BC. Following is the SBI CSP commission chart.

Account Opening – ₹20 to ₹25 per account
Cash Deposits – 0.25% of the amount and up to ₹15 (slab and location-based)
Cash Withdrawals – 0.50% of the amount and up to ₹25 (slab and location-based)
Fixed Deposit – 0.50% of the deposit and up to ₹100(slab and location-based)
Money Transfers – 0.50% of the transfer amount.
Bill Payments – ₹3 to ₹5 per bill payment.
Aadhaar Seeding – ₹5 to ₹10 per Aadhaar link.
Loan Recovery Assistance – Up to 1% of the recovered loan amount.
Insurance Services – Earn a commission for assisting with insurance policy sales and payments.

PNB CSP Commission

As a Customer Service Point partnered with PNB, you have the opportunity to earn attractive commissions by offering a range of banking services. The earnings vary based on the type of service and transaction amount. Following is the PNB CSP commission chart 2025:

Account Opening: ₹16, ₹10 when you open an account and ₹6 when ₹100 is deposited
Cash Deposits: 0.25% of the deposited amount, up to ₹12 (Own Bank)
Cash Withdrawals: 0.40% of the withdrawal amount, up to ₹50
Aadhar Seeding: ₹4
Money Transfers: 0.40% of the transfer amount capped at ₹8 (Own Bank)
Bill Payments: ₹4 per bill payment
Loan Recovery Assistance: Earn up to 1% of the recovered loan amount
Insurance Services: Commission available for assisting with insurance policy enrollments and premium payments

Union Bank CSP Commission

By having your own Union Bank BC Point, you can earn commissions for offering various banking services to customers. Here’s a typical breakdown of the Union Bank CSP commission chart.

Account Opening – ₹20 to ₹25 per account.
Cash Deposits – 0.40% of the deposit amount (minimum ₹3 per transaction).
Cash Withdrawals – 0.40% of the withdrawal amount (minimum ₹3 per transaction).
Money Transfers – 0.50% of the transfer amount.
Bill Payments – ₹2 to ₹5 per bill payment.
Aadhaar Seeding – ₹5 to ₹10 for linking Aadhaar to a bank account.
Loan Processing Assistance – ₹100 to ₹150 for helping customers with loan applications.

Also read – How to Increase Sales in Retail Shops

BoB CSP Commission

BoB or Bank of Baroda offers an interesting range of commission which is listed. The Bank of Baroda CSP commission varies as per the service you offer to your customers. Bank of Baroda BC commission chart is as follows.

Account Opening – E‑KYC account ₹5–₹25 whereas Non‑E‑KYC ₹5–₹10
Cash Deposits – 0.40% of amount maximum commission capped at ₹25
Cash Withdrawals – 0.40% of amount maximum commission capped at ₹25
Money Transfer – 0.40% of transaction amount maximum ₹10 for IMPS & ₹20 for NEFT
Aadhar Seeding – ₹3 per seeding
Loan Recovery Assistance – 1% of recovery from standard accounts & up to 2% in Non Performing Assets (NPA)

Axis Bank CSP Commission

As a Customer Service Point (CSP) for Axis Bank, you can earn commissions for providing various banking services. Axis Bank BC Commission chart is as follows:

Account Opening – ₹20 to ₹25 per new account.
Cash Deposits – 0.25% to 0.50% of the deposit amount (minimum ₹5 per transaction).
Cash Withdrawals – 0.25% to 0.50% of the withdrawal amount (minimum ₹5 per transaction).
Money Transfers – 0.25% to 0.50% of the transfer amount (minimum ₹5).
Bill Payments – ₹3 to ₹5 per bill payment processed.
Aadhaar Seeding – ₹10 per successful linking of Aadhaar to a bank account.
Loan Processing Assistance – Up to ₹200 for helping customers with loan applications.

IndusInd Bank CSP Commission

As a Customer Service Point (CSP) for IndusInd Bank, you can earn commissions for providing various services. Here’s the IndusInd bank csp commission chart:

Account Opening – ₹20 to ₹30 per account.
Cash Deposits – 0.50% of the deposit amount (minimum ₹5 per transaction).
Cash Withdrawals – 0.50% of the withdrawal amount (minimum ₹5 per transaction).
Money Transfers – 0.50% of the transfer amount (minimum ₹5).
Bill Payments – ₹5 per bill payment processed.
Aadhaar Seeding – ₹10 for linking Aadhaar to a bank account.
Loan Processing Assistance – Up to ₹250 for helping customers with loan applications.

Bank Of India CSP Commission

Bank of India continues to offer commission to BOI CSP / BC as per their guidelines, regulated from 2023. Following is the Bank of India BC Commission chart.

Account Opening – ₹8 per normal account, ₹10 per account opened via e-KYC
Cash Deposits – 0.32% of the transaction, capped at ₹16 for own bank (other bank ₹12)
Cash Withdrawals – 0.32% of the transaction, capped at ₹16 for own bank (other bank ₹12)
Money Transfer – 0.40% of transaction amount capped at ₹8, daily limit ₹16
Aadhar Seeding – ₹4 per seeding
Loan Recovery Assistance – 0.40% of transaction minimum ₹80 & capped at ₹4000

Central Bank Of India Commission

The commission offered by the Central Bank of India similarly differs as per the service a BC would offer. Following is the Central Bank Of India commission list.

Account Opening – ₹10 per new account + ₹10 if apply for debit card
Cash Deposit – 0.25% of the amount capped at ₹50 (own bank), other bank ₹12
Cash Withdrawal – 0.25% of the amount capped at ₹50 (own bank), other bank ₹12
Money Transfer – Own bank 0.25% and other bank 0.40% both capped at ₹10
Aadhaar Seeding – ₹10 per successful linking of Aadhaar to a bank account.
IMPS / NEFT – ₹5 per transaction

Canara Bank CSP Commission

By becoming a BC or CSP working with Canara bank, you can earn commission based on the services you provide. Following is the Canara Bank BC commission chart.

Account Opening – ₹10 per on opening zero‑balance account
Cash Deposits – 0.20% of the amount, maximum ₹20 per transaction
Cash Withdrawals – 0.20% of the amount capped at ₹20 per transaction
Money Transfer – 0.50% of transaction amount capped at ₹5
Aadhar Seeding – ₹5 per seeding
Loan Recovery Assistance – 0.50% of repayment transaction capped at ₹5

HDFC Bank CSP Commission

Cash Deposit – 0.5% of the transaction value, capped at ₹14
Cash Withdrawal – 0.5% of the transaction value, maximum offered ₹14 for own bank, for other banks the commission will be of maximum ₹11.20
Money Transfer – maximum ₹7.50 per transaction

ICICI Bank DSA Commission

As a Direct Selling Agent (DSA) for ICICI Bank, you earn commissions for selling various loan products. Here’s a typical commission structure:

Home Loans – 0.50% to 1% of the loan amount.
Personal Loans – ₹1,000 to ₹5,000 per loan based on the amount.
Car Loans – 0.50% to 1% of the loan amount.
Business Loans – 0.50% to 1% of the loan amount.
Credit Card Issuance – ₹300 to ₹500 for each credit card issued.

Airtel Payment Bank Commission

As an Airtel Payment Bank agent, you can earn commissions for various services provided. Here’s a typical breakdown:

Account Opening – ₹20 to ₹25 per account.
Cash Deposits – 0.50% of the deposit amount (minimum ₹5).
Cash Withdrawals – 0.50% of the withdrawal amount (minimum ₹5).
Money Transfers – 0.50% of the transfer amount (minimum ₹5).
Bill Payments – ₹2 to ₹5 per bill payment processed.

Fino Payment Bank Commission

As a Fino Payment Bank agent, you can earn commissions for providing banking services. Here’s the typical commission structure:

Account Opening – ₹20 to ₹30 per account.
Cash Deposits – 0.50% of the deposited amount (minimum ₹5).
Cash Withdrawals – 0.50% of the withdrawn amount (minimum ₹5).
Money Transfers – 0.50% of the transfer amount.
Bill Payments – ₹3 to ₹5 per bill payment processed.

Indian Bank CSP Commission Chart

Bharat’s public sector giant, Indian Bank, empowers rural and semi-urban communities through its Customer Service Points (CSPs) or Bank Mitras. These CSPs act as mini-banking outlets offering basic banking services to customers who don’t have access to full-fledged branches.

To ensure CSPs are motivated and fairly rewarded, Indian Bank provides commission-based earnings for each service offered. Here’s a clear and updated breakdown of the commission structure as of 2025:

Account Opening – ₹20 to ₹25 per new savings account (via eKYC)
Cash Deposit – 0.25% to 0.40% of the deposit amount (min ₹2–₹3)
Cash Withdrawal – 0.25% to 0.40% of the withdrawal amount (min ₹2–₹3)
Money Transfer – 0.25% to 0.50% of the transferred amount (₹5–₹10 typical)
Bill Payment (BBPS) – ₹2 to ₹5 per bill payment processed
Aadhaar Seeding – ₹5 to ₹10 per successful Aadhaar linking

Bank of Maharashtra CSP Commission Chart

Becoming a Bank of Maharashtra CSP (Bank Mitra) enables you to earn commission by offering essential banking services in underserved areas. Here’s a breakdown of commissions for primary services: