If you have a Bank of India (BOI) account and want to check your balance instantly, you don’t need to visit your bank branch or ATM every time. The Bank of India balance check number allows you to know your account balance with just a missed call or SMS — quick, simple, and free.
Whether you have a smartphone or a basic keypad phone, you can easily check your BOI balance anytime, anywhere. In this article, we’ll explain all the methods to check the Bank of India balance, including missed call, SMS, ATM, UPI, mobile app, and more.

What Is the BOI Balance Check Number?
The official Bank of India balance check number is 9811255430 (or 9811255450). Just give a missed call from your registered mobile number, and within seconds, you’ll get an SMS showing your available account balance.
Bank of India Missed Call Balance Check Number: 9811255430
Alternate BOI Balance Enquiry Number: 9811255450
Note: According to BOI official social media update, the old number 9266135135 is no longer active.
You can use these numbers 24×7, even without an internet connection. This is the fastest way to check your BOI balance at no cost.

Methods to Check Bank of India (BOI) Account Balance
The Bank of India provides multiple options to check your balance conveniently. You can use missed call banking, SMS, ATM, mobile app, UPI, or internet banking, based on what’s easiest for you.
Let’s explore all the available BOI balance check methods.
Bank of India Balance Enquiry Number by Missed Call
BOI offers a missed call banking service for quick balance enquiry. Just give a missed call to 9811255430 from your registered mobile number. The call will disconnect automatically, and you’ll receive your account balance through an SMS.
Steps:
- Open the dial pad on your phone.
- Call 9811255430 or 9811255450.
- Wait for the call to disconnect automatically.
- You’ll get an SMS with your Bank of India account balance.
Free service
Works on all types of phones
No internet needed
BOI Balance Check by SMS
If you prefer checking your balance via SMS, Bank of India also provides SMS Banking.
Format: BAL <space> last 4 digits of your account number
Send To: 9810558585
Example: BAL 1234
Within a few seconds, you’ll get an SMS showing your available account balance.
Note: Standard SMS charges may apply as per your mobile operator.
BOI Balance Check via Customer Care (Toll-Free Number)
You can also call the BOI Customer Care Number – 1800 103 1906 to get account details. After selecting the “Balance Enquiry” option and verifying your account details, you can know your latest balance.
This service is available for BOI savings and current account holders.
Bank of India Balance Check via ATM
You can check your Bank of India account balance at any BOI ATM or other bank’s ATM.
Steps:
- Insert your debit card into the ATM.
- Enter your PIN.
- Choose “Balance Enquiry” from the options.
- Your account balance will be displayed on the screen.
BOI ATM Enquiry: Free of charge
Other Bank ATMs: ₹20 per enquiry (after free limits)
Check BOI Balance Through Net Banking
If you are registered for BOI Internet Banking, you can easily check your balance online.
Steps:
- Visit the Bank of India Net Banking portal.
- On the right side you see the Internet Baking button click on it.
- Log in using your User ID and password.
- Go to Accounts → Account Summary → Balance Enquiry.
- View your available and ledger balance instantly.
Charges: Free
Availability: 24×7 on any device
BOI Balance Check via Mobile Banking App
Bank of India offers mobile apps for customers:
- BOI Mobile
You can download these from the Google Play Store or the Apple App Store.
After logging in, select Account Summary or Balance Enquiry, and you’ll see your current balance immediately. These apps also let you view mini statements, transfer funds, and manage cards.
Check Balance Through Passbook Update
If you prefer offline methods, you can visit your home branch and update your passbook. It will show all recent transactions and your latest balance.
Charges: Free
Service available during branch working hours
BOI Balance Check via UPI
Using any UPI app like Google Pay, PhonePe, Paytm, or BHIM, you can check your Bank of India balance easily.
Steps:
- Open your UPI app.
- Go to Check Balance or Bank Account Details.
- Select your BOI account.
- Enter your UPI PIN.
- Your available balance will be shown on screen.
Charges: Free
Available anytime

Charges for BOI Balance Enquiry
Most Bank of India balance check services are free of cost. However, some methods may have minor charges depending on where or how you access the service.
| Method | Charges | Notes |
|---|---|---|
| Missed Call | Free | Only from the registered mobile number |
| SMS Banking | Standard SMS charge | Depends on the mobile operator |
| BOI ATM | Free | Unlimited balance checks |
| Other Bank ATM | ₹20 per enquiry | After free monthly limits |
| Net Banking | Free | No hidden charges |
| Mobile Banking | Free | Works 24×7 |
| UPI | Free | Works on all major UPI apps |
| Passbook Update | Free | Done at the branch |
Common Issues While Checking Bank of India Balance
Sometimes, you might face small problems while checking your BOI balance. Here are a few common issues and solutions:
1. Mobile Number Not Registered
You can only use missed call and SMS services from your registered mobile number. Visit your nearest BOI branch to link or update your mobile number.
2. Incorrect SMS Format
If you type the SMS incorrectly (e.g., missing a space or wrong digits), you won’t receive the balance. Correct format: BAL <space> last 4 digits of account number
3. Using an Unregistered Number
Balance enquiry works only from the registered number. If you call from a different number, you won’t get any SMS response.
4. Poor Network or Internet Connection
Sometimes, network issues can delay SMS delivery or prevent the mobile app from loading. Try again after a few minutes or move to a better signal area.
5. Outdated BOI Mobile App
If your BOI mobile app isn’t updated, it might show errors. Always update the app from the Play Store or App Store for smooth performance.
6. ATM Machine Error
Sometimes, an ATM might be out of service or have connectivity issues. Try using a different ATM or check via mobile banking.
7. Incorrect UPI PIN
If you enter the wrong UPI PIN, the balance check will fail. Make sure to use the correct PIN linked to your BOI account.
FAQs on Bank of India Balance Check
What is the official Bank of India balance check number?
The Bank of India balance check number is 9811255430. Give a missed call from your registered number to receive your balance via SMS.
What is the Bank of India balance check number for a missed call?
You can call 9811255430 or 9811255450 for Bank of India balance enquiry by missed call. The service is free and available 24×7.
What is the Bank of India SMS balance enquiry number?
Send BAL <space> last 4 digits of your account number to 9810558585 to get your balance via SMS.
Can I check my Bank of India balance without internet?
Yes, you can use the missed call number (9811255430) or SMS method to check your balance even without internet.
Why is my Bank of India balance check number not working?
Ensure your mobile number is registered with BOI and that your network connection is active. If the issue continues, call BOI Customer Care – 1800 103 1906.
How can I check my BOI balance online?
You can use BOI Net Banking, Mobile App, or UPI apps to check your balance online easily.
What is the balance enquiry number of Bank of India in Hindi?
बैंक ऑफ़ इंडिया बैलेंस चेक नंबर है 9811255430. अपने रजिस्टर्ड मोबाइल नंबर से मिस्ड कॉल करें और कुछ ही सेकंड में SMS के जरिए अपना अकाउंट बैलेंस देखें।
Final Thoughts
Checking your Bank of India account balance is now easier than ever. Whether you choose the missed call, SMS, mobile app, or UPI method, each option is simple, fast, and secure.
Regularly checking your balance helps you track expenses, avoid overdrafts, and manage your money wisely.
So next time you want to know your Bank of India account balance, just dial 9811255430 and get it in seconds — no queues, no charges, and no stress!
Also Read: Indian Bank Balance Check Number